Blue Cross Medicare AdvantageSM Plans | Blue Cross and Blue Shield of Texas

Blue Cross Medicare Advantage Plans

Blue Cross Medicare Advantage is Your All-In-One Plan

Our HMO and PPO plans bundle prescription drug coverage plus value-added options with your Original Medicare benefits.

Here are some plan highlights.

Blue Cross Medicare Advantage (HMO)SM Blue Cross Medicare Advantage (PPO)SM
  • Typically have lower or $0 monthly premiums
  • Your care is handled by one primary care provider (PCP) who knows your health history
  • Your costs will be as low as possible when you see a provider in the network
  • You may be required to get a referral from your primary care physician prior to visiting a specialist
  • Includes drug coverage
  • Tend to have higher monthly premiums
  • You are not required to select a PCP
  • Freedom to use doctors, hospitals, and providers outside of the network but you may pay higher copays and coinsurance
  • You will save money if you use doctors, hospitals, and other health care providers within the plan’s network
  • Includes drug coverage

How You Are Protected in This Plan

Blue Cross Medicare Advantage agrees to stay in the program for a full year at a time. Each year, the plan decides whether to carry on for the next year. Even if Blue Cross Medicare Advantage leaves the program, you will not lose Medicare coverage.

Help Me Choose a Plan

Not sure what you need? Answer a few questions to help you decide. Get started

Now that you’ve picked a plan, it’s time to enroll.

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