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Blue Cross Medicare Advantage Plans

Blue Cross Medicare Advantage Is Your All-in-One Plan

Our HMO and PPO plans bundle cost saving and value-added options with your Original Medicare benefits.

Here are some plan highlights.

Blue Cross Medicare Advantage (HMO)SM Blue Cross Medicare Advantage (PPO)SM
  • Typically have lower or $0 monthly premiums
  • Your care is handled by one primary care provider (PCP) who knows your health history
  • Your costs will be as low as possible when you see a provider in the network
  • You may be required to get a referral from your primary care physician prior to visiting a specialist
  • These plans may or may not cover prescription drugs
  • Tend to have higher monthly premiums
  • You are not required to select a PCP
  • You have freedom to use doctors, hospitals and providers outside of the network, but you may pay higher copays and coinsurance
  • You will save money if you use doctors, hospitals and other health care providers within the plan’s network
  • These plans may or may not cover prescription drugs

How You Are Protected in This Plan

A Blue Cross Medicare Advantage plan is offered for one full year at a time. A determination is made each year if the plan will continue to be offered the following year. If the Blue Cross Medicare Advantage plan is not available the next year, you will not lose Medicare coverage.

Help Me Choose a Plan

If you’re not sure what plan you need, answer a few questions to help you decide.

Now that you’ve picked a plan, it’s time to enroll.

Useful Tools

Last Updated: Aug. 31, 2023