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FOR EMPLOYER GROUPS AND EMPLOYEES

Life and Disability Insurance

While we all know having health insurance is important, it’s not always enough. We designed our life and disability products and services to complement medical coverage and provide additional financial protection for employees.

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Protect Your Family's Financial Future

Provide for your loved ones in the event of an untimely death. If your employer offers these benefits, choosing this coverage may be the wisest decisions you make to protect those who depend on you.

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Life Insurance

While life insurance isn't easy to talk about, most people realize it's important. It can replace lost income, cover burial or other final expenses and pay off a mortgage.

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Accidental Death & Dismemberment

AD&D coverage pays additional benefits if a death or injury occurs as the result of an accident, such as poisoning, choking, drowning or falls.

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LIFE INSURANCE PLANNING

Life Insurance Needs Calculator

If you’re unsure of how much life insurance is right for you, use the Life Insurance Needs Calculator to help you estimate the amount your family needs. Get a recommendation from an independent source. 

 

Protect Your Paycheck

With disability insurance offered through your employer, you can continue to earn a living and protect those who depend on you.

Short-Term Disability

Bills don’t stop because you can’t work. An injury or sickness can risk your ability to earn a living. Our plans pay benefits when injury or illness keeps you from working and earning a paycheck. We can tailor the needs and costs of employers and employees.

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Long-Term Disability

Without a steady income, most people couldn’t make mortgage payments, pay their rent, or keep up with bills. Our LTD insurance financially protects you and your family. It secures your income for an extended period if you’re out of work from an injury or illness.

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Disability/Medical Integration

Employers can integrate our Health Advocacy Solutions (HAS) with disability products. This gives employees a seamless and streamlined claims experience so they can focus on their treatment and recovery.

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BEYOND DISABILITY COVERAGE

Whole Person Protection

Our Disability Story

We do everything in our power to stand with our members in sickness and in health. For us, it's not only a core value, but it's woven into the DNA of who we are as an organization. Watch our video to learn more about how we stand by our members.

 
 
 
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Attract and retain top talent

Employers Take Note

Offering Life Insurance and Disability Benefits is a Key to Success

Life’s unexpected turns don’t have to affect your employees’ financial well-being. Attract and keep top talent with a range of products that can promote health, boost productivity, and protect the pockets of your people.

Contact Our Sales Team

If you're an employer and want to learn more about our life and disability products, complete our form to contact our sales team.

Insurance products issued by Dearborn Life Insurance Company, 701 E. 22nd St. Suite 300, Lombard, IL 60148. Blue Cross and Blue Shield of Texas is the trade name of Dearborn Life Insurance Company, an independent licensee of the Blue Cross and Blue Shield Association.