Small Business Health Insurance Options
If your company has 50 or less employees, we offer fully-funded standard small group plans with a variety of network options and benefits designed with members’ health and wellbeing in mind.

Small Businesses Plan
Popular Plans for Small Businesses
Plan Name | Blue Choice PPO℠ | Blue Advantage HMO℠ |
Plan Type | Broad, statewide PPO | Smart, statewide PPO |
PCP Selection | Not required | Required |
Specialist Referral | Not required | Required |
Out-of-Network Benefits | Some coverage | No coverage (except emergencies) |
Access to BlueCard© | Yes | No |
Residency Required | No specific requirement | Must live/work in network service areas |