Medicare
How is Medicare Different?
Medicare is a little different than health care insurance plans that you’ve had before. Explore the differences and what it means for you.

What Makes Medicare Different?
Choosing the right coverage is important, especially as you approach 65. Unlike traditional employer-provided plans that include medical, prescription drug, dental and vision coverage, Medicare is structured differently.
Understanding these differences ensures you select the coverage that meets all your health needs. Medicare has specific parts that cover various services, and knowing what each part covers will help you make informed decisions about your health insurance.
Medicare Supplement Insurance (Medigap)
Medicare’s basic coverage includes hospital and medical benefits from Part A and Part B but doesn't cover everything. Medicare Supplement Insurance Plans fill in the gaps, covering the 20% that Medicare doesn’t.
Learn More About Medicare Supplement Insurance Plans
Prescription Drug Plans
For medication coverage, consider a prescription drug plan.
Learn More About Medicare Prescription Drug Plans
All-in-One Medicare Advantage Plans
For comprehensive coverage similar to what you had before, a Medicare Advantage plan is a good option. These plans cover medical, hospital benefits of Parts A and B, prescription drugs and may include dental and vision care. All benefits are in one plan, so you don’t have to manage multiple plans.
Medicare Compared To Traditional Insurance Plans
Medicare and traditional insurance plans differ in several key aspects.
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Eligibility |
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Coverage |
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Costs |
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Provider Networks |
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Prescription Drug Coverage |
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Additional Benefits |
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Helpful Tools and Resources
Help Me Choose a Plan
Not sure whether a Medicare Supplement Insurance Plan or a Medicare Advantage Insurance Plan is right for you? Just answer a few questions to help you decide.
Download the Decision GuideStay With Blue℠
If you currently have employer coverage through BCBSTX, explore how you can stay with the insurer you know and trust.
Learn How to Stay With Blue℠Get Help from an Agent
Fill out a simple form and a BCBSTX authorized agent will contact you within two business days. You’ll get the personalized help you need to find the right insurance plan for you.
Request an AgentGet Your Free Medicare Booklet
Unsure about Medicare options? Our guide can help. Learn about different plans, get clear answers and make an informed decision.
Request a BookletQuestions? Let Us Help.
Whether you're new to Medicare and need help shopping for a plan or you already have Medicare and want to switch to another plan, we're here to help.