Your Individual & Family Coverage Options

Blue Cross and Blue Shield of Texas (BCBSTX) offers Individual and Family health insurance at three metallic levels of coverage to fit the needs of you and your family. 


Gold Plans are for you if you:

  • Have more medical needs than most
  • Have a spouse and/or children on your health care plan, or want to grow your family soon
  • Prefer to have lower out-of-pocket expenses but a higher monthly payment

Silver Plans are for you if you:

  • Have regular medical needs
  • Qualify for a premium tax credit, also known as a subsidy
  • Want to pay less out-of-pocket for care
  • Have a spouse and/or children on your health care plan

Bronze Plans are for you if you:

  • Have fewer medical needs
  • Would rather have a low monthly payment
  • Don't take prescription drugs regularly

More Plans Options

Learn about all of your Individual and Family health care plan options
with BCBSTX.

Dental Insurance

Under the Affordable Care Act (ACA), dental coverage is free for children 18 and younger and optional for all adults. These dental plans are offered by the government when you enroll during Open Enrollment or with a qualifying life event. You can also enroll with BCBSTX if you need dental coverage in addition to your current plan.

Learn more about dental plans


Learn about Medicare, or over 65 plans, if you can enroll and how it works.

Learn about Medicare

Dental Insurance

Having vision insurance can help you save on eye care costs. You’ll get savings that may help you pay for things like annual eye exams, lenses and frames and certain treatments.

Learn about vision insurance

Other Plan Options

You may also qualify for Medicaid or other help based on your income. These health care plan options are offered by the government. There’s no enrollment period, so you can apply at any time.

Learn about all plan options

Make the Most of Your Plan

We offer helpful tools to make using your health plan easier and fast.

Provider Finder

Log in or search as a guest to find in-network doctors, hospitals, pharmacies and urgent care.

Blue Access for MembersSM

Blue Access for Members can help you manage your health plan benefits - find a doctor, review your coverage and more.

Go Mobile

Download the BCBSTX mobile app to access your health plan and our tools on the go.

Last Updated: Jan. 24, 2023