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Individual and Family

Find Flexible 2026 Coverage, Fit to Your Life

Moving, changing jobs, growing your family — get Blue Cross and Blue Shield of Texas health care coverage that matches your life. If you missed Open Enrollment but recently went through a big life change, you may still be able to enroll.

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It's Not Too Late to Stay

You may still be able make your first 2026 premium payment to keep your BCBSTX coverage. Learn how.

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Health Care Options

Get Started Using Your Account

With a secure member account, you have access your plan from your pocket, 24/7. Activate your account to find care, track claims, access your digital member ID card and more.

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Save Time and Money: Know Your In-Network Options

Knowing where to go when you need health care could lower the time and money you spend on doctor visits. Whether you have a stuffy nose or a broken bone, know your options and when to use them.

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Member Support

Use your plan with confidence, this year and next.

Explore your 2026 prescription drug benefits as a BCBSTX member.

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Have questions about Special Enrollment? We have answers.

Read FAQs
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Welcome to your 2026 BCBSTX plan. Now, learn how to start using it.

Explore Your Benefits

Benefits of BCBSTX

Why Choose BCBSTX?

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Quality Care Options

Get easier access to in-network care and savings with our provider networks.

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Wellness Programs and Support

Join wellness programs like Well onTarget®, get coaching and earn Blue Points℠ rewards for healthy choices.1

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Levels of Cost and Care

Each of our plans are offered at Gold, Silver and Bronze levels to meet your budget and care needs.

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Essential Benefits Covered

Essential benefits, like hospital care or prescription coverage, are always included — some costing as low as $0.

Resources

Explore Member Resources

1 Well onTarget and AlwaysOn are owned and operated by Onlife Health Inc. an independent company that provides digital health management for members with coverage through Blue Cross and Blue Shield Plans in Illinois, Montana, New Mexico, Oklahoma and Texas. No endorsements, representations or warranties are made regarding third-party vendors and the products and services offered by them.

Blue Points Program Rules are subject to change without prior notice. See the Program Rules on the Well onTarget Member Wellness Portal at wellontarget.com for further information. The Well onTarget member rewards redemption services is provided by an independent third party.