Visiting Your Doctor

When you need emergency care, you won’t be charged more for visiting an out-of-network hospital. Your essential benefits help cover ambulance services, surgeries and overnight hospital stays.

Prescription drugs, including brand name and specialty drugs, are covered as essential benefits. If you take medicine for conditions like diabetes, high blood pressure or heart disease, check the annual drug lists to understand their costs. 

To save on prescription costs, use preferred network pharmacies and talk with your doctor about generic options. 

Need care for a growing family? Through essential benefits, your plan will always include coverage for:

• Pregnancy supplements and prescriptions
• Some supplies, like a breast pump
• Mom and baby wellbeing appointments
• Dental care and primary care for children, and more.

Your mental health is just as important to your wellbeing as your physical health. When your mood starts to affect you day-to-day, you have resources that can help depending on your needs. Plus, find covered rehabilitative and habilitative coverage when you need it.