Small Business Health Insurance Options
If your company has 50 or less employees, we offer fully-insured standard small group plans with benefits designed with members’ health and wellbeing in mind.
Network Options for Small Group Plans
| Plan Name | Blue Choice PPO℠ | Blue Advantage HMO℠ |
| Plan Type | Broad, statewide PPO | Smart, statewide PPO |
| PCP Selection | Not required | Required |
| Specialist Referral | Not required | Required |
| Out-of-Network Benefits | Some coverage | No coverage (except emergencies) |
| Access to BlueCard© | Yes | No |
| Residency Required | No specific requirement | Must live/work in network service areas |