Whether you're enrolling in Blue Cross MedicareRx for the first time or switching your Blue Cross MedicareRx plan, there are three ways you can enroll. Before making an enrollment decision, it is important that you fully understand our benefits and rules. Review a pre-enrollment checklist to learn more.
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There are three enrollment periods for Blue Cross MedicareRx. Review them to find which one is right for you.
Annual Enrollment Period (AEP)
Anyone can join, switch or drop a Medicare prescription drug plan between October 15 and December 7. If you apply during this time, coverage begins on January 1.
Open Enrollment Period (OEP)
The Medicate Advantage Open Enrollment Period (MA OEP) is January 1 through March 31 each year. During this time, you may enroll in another MAPD plan or disenroll from our plan and return to Original Medicare. You may only make one election during the MA OEP Enrollment Period. You are also eligible to use the MA OEP if you are a new Medicare beneficiary who enrolled in a Medicare Advantage plan during your ICEP. In this case the OEP period occurs from the month of eligibility to Part A and Part B through the last day of the 3rd month of eligibility.
Initial Enrollment Period (IEP)
When you are first eligible for Medicare, you can join during the 7-month period that begins 3 months before the month you turn 65, includes the month you turn 65, and ends 3 months after the month you turn 65.
Special Enrollment Period (SEP)
In most cases, you must stay enrolled for the calendar year when your coverage began. You may be able to join, switch or drop a Medicare prescription drug plan during a Special Enrollment Period. Here are some, but not all, of the ways that bring about a Special Enrollment Period:
- Moving outside of the plan's approved service area
- Entering or leaving a qualified institution, such as a nursing home
- Becoming eligible for low-income subsidy assistance
- Becoming enrolled in Medicaid
Contact your plan if any of these situations apply to you. For more information, refer to the Medicare and You Handbook.
*Dates subject to change after January 1, 2022.
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