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Individual and Family

Take the First Step to 2026 Coverage

Open Enrollment starts Nov. 1 in Texas. Think about your needs and compare your 2026 Blue Cross and Blue Shield of Texas health insurance options now.

Compare Your Options
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Get Ready to Renew Your BCBSTX Plan

Open Enrollment's coming up. Want to renew the plan you know and trust? Learn how to keep your coverage in 2026.

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Health Care Options

Save Time and Money: Know Your In-Network Options

Knowing where to go for health care could lower the time and money you spend on doctor visits. Whether you have a stuffy nose or a broken bone, know your options and when you should use them.

Find Out More
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Important Notice

Check Your 2026 Plan Savings

Before choosing your 2026 plan, check if you're able to get premium tax credit savings by:

  • Visiting our shopping platform. There, you'll enter your income, address and family size to estimate your savings.
  • Having proof of your income, like a recent pay stub or tax papers, on hand
Check Your Savings

Member Support

Use your plan with confidence, this year and next.

Explore the member benefits you get beyond your BCBSTX plan.

Understand Your Benefits

Know how the metal levels could impact your plan's cost.

Review the Metal Tiers

Find tips to make 2026 Open Enrollment work for you.

Explore FAQs

Benefits of BCBSTX

Why Choose BCBSTX?

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Quality Care Options

Get easier access to in-network care and savings with our provider networks.

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Wellness Programs and Support

Join wellness programs like Well onTarget®, get coaching and earn Blue Points℠ rewards for healthy choices.1

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Levels of Cost and Care

We offer different plans at Gold, Silver and Bronze levels to meet your budget and care needs.

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Essential Benefits Covered

Essential benefits, like hospital care or prescription coverage, are always included.

Resources

Explore Member Resources

1 BCBSTX makes no endorsement, representations or warranties regarding third-party vendors and the products and services offered by them.

AlwaysOn is owned and operated by Onlife Health Inc. an independent company that provides digital health management for members with coverage through Blue Cross and Blue Shield Plans in Illinois, Montana, New Mexico, Oklahoma and Texas. No endorsements, representations or warranties are made regarding third-party vendors and the products and services offered by them.

The Well onTarget program is offered to you as a part of your employer-sponsored benefits. Participation in the Well onTarget program, including the completion of a Health Assessment, is voluntary and you are not required to participate. Visit Well onTarget for complete details and terms and conditions.

Blue Points Program Rules are subject to change without prior notice. See the Program Rules on the Well onTarget Member Wellness Portal for more information.

Member agrees to comply with all applicable federal, state and local laws, including making all disclosures and paying all taxes with respect to their receipt of any reward.