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How Medicare Works

Medicare is a federal health insurance program for people who are 65 or older, young people with disabilities and people with permanent kidney failure that require dialysis or a transplant. Medicare is made up of four parts. Each part covers specific services. Learn more about each service below.

Medicare Part A – Hospital

Medicare Part B – Medical

Medicare Part C – Medicare Advantage

Medicare Part D – Prescription Drug

Medicare Supplement Insurance Plan* (Medigap)

Blue Cross and Blue Shield of Texas, a Division of Health Care Service Corporation, has options to strengthen your Original Medicare safety net.

Help Me Choose a Plan

Already a BCBSTX member? If you are age 64 or older, use the Help Me Choose tool to find the plan that's right for you.

Not a BCBSTX member? If you’re not sure what plan you need, answer a few questions to help you decide.

Now that you’ve picked a plan, it’s time to enroll.

Useful Tools

Plan A: UWMSP(A)-2010, Plan F: UWMSP(F)-2010, Plan High Deductible F: UWMSP(F-HD)-2010, Plan G: UWMSP(G)-2010, Plan K: UWMSP(K)-2010, Plan L: UWMSP(L)-2010, Plan N: UWMSP(N)-2010, Medicare Select Plan F: UWMSP-SEL(F)-2010, Medicare Select Plan G: UWMSP-SEL(G)-2010, Medicare Select Plan K: UWMSP-SEL(K)-2010, Medicare Select Plan L: UWMSP-SEL(L)-2010, Medicare Select Plan N: UWMSP-SEL(N)-2010.

Benefits and premiums under this policy may be suspended for up to 24 months if you become entitled to benefits under Medicaid. You must request that your policy be suspended within 90 days of becoming entitled to Medicaid. If you lose (are no longer entitled to) benefits from Medicaid, this policy can be reinstated if you request reinstatement within 90 days of the loss of such benefits and pay the required premium.

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Last Updated: Aug. 04, 2023