Individual & Family:
The Same Great Coverage With a Lower Monthly Cost
A bronze plan may be for you if you:
- Have fewer medical needs
- Would rather have a low monthly payment
- Don’t take prescription drugs regularly
All Blue Cross and Blue Shield of Texas (BCBSTX) bronze plans offer the same set of health benefits, quality and amount of care - the differences are how much your premium costs each month, what portion of the bill you pay for things like hospital visits or prescription medications, and how much your total out-of-pocket costs are:
- Bronze plans have the lowest monthly bill, but often the highest out-of-pocket costs
- If you don’t have dependents, a bronze plan is your lower cost option
- In most cases, bronze plans cover 60% of costs, while you cover 40%
Explore Other Metallic Plan Options
Review more metallic plan options to give you and your family the perfect plan for your budget and coverage needs.
Frequently Asked Questions
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What are my Bronze plan options?
There are 13 Bronze level plans you might be able to choose from:
- Blue Advantage HMOSM offers 6 Bronze plans.
Blue Advantage plans are lower-cost HMO plans available to residents across Texas. These plans include a network of over 372 hospitals and over 97,000 doctors.
- Blue Advantage PlusSM offers 6 Bronze plans.
Blue Advantage Plus is offered throughout the state of Texas. These plans offer greater flexibility with in-network and some and out-of-network benefits. You’ll have access to a large network with doctors and hospitals local to you.
- MyBlue HealthSM offers 1 Bronze plan.
MyBlue Health plans are available if you live in Bexar, Cameron, Collin, Dallas, Denton, El Paso, Harris, Hidalgo, Tarrant, Travis and Williamson counties. Depending on the primary care provider (PCP) you choose, you may have a $0 copay for your scheduled PCP appointments.
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How can I find different plans and how much they cost?
When you’re looking for a new health plan, you’ll normally be able to find all available plans and their monthly bill on the shopping platform you’re using. The plans you can enroll in are determined by your ZIP code.
With BCBSTX, you can find available plans and their costs by adding your information, like name and ZIP code, to the online shopping platform.
Understand other health plan costs, like deductibles and premiums, and how they work together
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Am I able to change my health plan?
There are two “seasons” for Individual and Family health insurance, each with different guidelines for enrolling in a new health plan.
Open Enrollment Period: During Open Enrollment, you’re free to pick a new Individual and Family plan. You don’t have to go through any life changes like you do during Special Enrollment. Open Enrollment starts November 1st and typically lasts just over 2 months, ending January 15th.
Special Enrollment Period: During Special Enrollment, you can choose a new health plan if you’ve gone through certain life changes that affect your coverage. Some of the more common events are losing or changing jobs, getting married, having or adopting a child or moving. Learn more about the Special Enrollment period.
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How can I find my health plan’s benefits?
Most of your plan’s benefits can be found in your Summary of Benefits. There, you’ll find a brief breakdown of your plan’s costs, covered services, benefits, and more.
As a BCBSTX member, you’ll have more than just the benefits covered in your plan – you’ll get savings on health and wellness costs with Blue365®, guidance for your health journey through the Well OnTarget® portal and more.