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Member Rewards

Did you know that prices for the same quality medical services can differ by thousands of dollars within the same region and health plan network? 

That's why you have Member Rewards, a program that rewards you for choosing a cost-effective, trusted provider for services like MRIs, CT scans, colonoscopies and mammograms.

Member Rewards Benefits - Earn up to $599 per year!

Use Provider Finder® to:

  • find a Top Performing Physician for preventive care and specialist visits
  • compare costs and quality for many procedures such as screenings, scans, surgeries and more
  • estimate out-of-pocket costs
  • earn credit toward future medical expenses
  • save money and make the most efficient use of your health care benefits
  • consider treatment decisions with your doctors

Reward-Eligible Services

When you compare costs and shop for quality providers or facilities with Member Rewards, you’ll save money on coinsurance and get rewarded for many procedures such as screenings, scans, surgeries and more. This growing list of reward-eligible services includes:

Doctor Visits

doctor icon
  • Primary Care Provider*
  • Specialist**
  • OBGYN

*One reward per calendar year is given for seeing a PCP.

**Members can receive one reward for seeing a quality specialist and two rewards for going to a quality specialist at a cost-effective, reward-eligible facility per calendar year.

Imaging and Scans

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  • X-ray
  • MRI
  • CT scan
  • Ultrasound
  • Bone density
  • PET scans

Heart

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  • Echocardiograms
  • Coronary bypass
  • Stent placement
  • Pacemaker
  • Plaque removal

Women’s and Pregnancy Services 

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  • Breast biopsy and lumpectomy
  • D&C
  • Hysterectomy and sterilization
  • Biopsy of uterus and cervix 
  • Mammogram
  • Breast tumor and lesion removal
  • Breast reduction
  • Mastectomy
  • Fetal ultrasounds

Surgery and Procedures

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  • Joint repair or replacements (including knee and hip)
  • Back and spine
  • Gallbladder and appendix removal
  • ENT, sinus and tonsil
  • Colonoscopy and endoscopy
  • Hernia repair
  • Sleep study
  • Carpal tunnel

This isn’t a comprehensive list of reward-eligible services. If you have questions, log in to your Blue Access for MembersSM account or call a Personal Health Guide at 1-866-355-5999

Reward-Eligible Top Performing Physicians

Providers who are highly rated for quality, cost-efficient care and appropriate treatment plans have a Top Performing Physician badge in Provider Finder. Below you can see how much you’re rewarded per specialty service. This growing list of reward-eligible specialties includes1:

PCP

Surgical

Medical

Family Medicine: $25

Cardiothoracic Surgery: $150

Cardiology: $50

Internal Medicine: $25

Ophthalmology: $50

Gastroenterology: $50

Pediatrics: $25

Orthopedic Surgery: $150

OB/GYN: $25

 

Urology: $50

 

 

1. Reward-eligible specialties are subject to change.

How Does It Work?

  1. Shop online with Provider Finder. Start by logging in with your BAMSM account. If you don’t have a BAM account, there’s an option to create one. You can also call a Personal Health Guide at 1-866-355-5999 to shop for you.
  2. Click on the Member Rewards tile to search for a reward-eligible provider or procedure.
  3. Once you’ve made a selection, schedule an appointment and get the procedure or service. If you have TRS-ActiveCare Primary, TRS-ActiveCare Primary x Arlington ISD, TRS-ActiveCare Primary x Region 4 or TRS-ActiveCare Primary+, you must get a referral from your PCP before you schedule your appointment.*
  4. Get your reward!

If you have TRS-ActiveCare Primary, TRS-ActiveCare Primary x Arlington ISD, TRS-ActiveCare Primary x Region 4, TRS-ActiveCare Primary+ or TRS-ActiveCare 2, you get a cash reward by check, which we’ll mail to your home after we pay your claim and verify the provider as reward eligible.

If you have TRS-ActiveCare HD, you get a cash reward by check, mailed to your home after we pay the claim, verify the provider as reward-eligible and your deductible is met before the procedure or service. You don’t need to meet your deductible to get a reward for preventive care, but you must meet it to earn a reward for non‑preventive care.

Frequently Asked Questions

  • Where does the reward money come from?

    In-network facilities can charge different amounts for the same procedures. For example, Provider A may charge $29 for an X-Ray of the Chest and Provider B may charge $102 for an X-Ray of the Chest.

    Going to a cost-effective facility, like Provider A, saves your health plan money and helps lower the cost of health care in your area. So, through Member Rewards, your health plan passes some of the savings to you.

  • Why do reward amounts differ between procedures?

    The reward is based on the amount of savings each facility offers. It’s compared to other facilities in the zip code and area you’re searching. Higher savings = higher rewards.

    For example, you can earn up to $500 in rewards for a CT Scan of the Abdomen and up to $150 in rewards for a mammogram. Rewards vary by procedure, location and facility. Once you begin your search for a procedure in Provider Finder, you’ll see the amounts listed. You can earn up to $599 total per year.

  • When can I shop for a procedure?

    You can shop for a procedure anytime. In some cases, you get an order from a doctor to have a same-day procedure like an MRI. As long as you shop and identify the location as reward eligible before getting the procedure, you can earn a reward.

  • What’s a Top Performing Physician?

    A physician who is highly rated for quality, cost-efficient care and appropriate treatment plans. They’re identified in Provider Finder with a green badge that says Top Performing Physician.

Don't see an answer to your question?

A Personal Health Guide can also help you find a reward-eligible provider or answer questions about Member Rewards. Call a PHG at 1-866-355-5999 or chat in the BCBSTX App.

*If your PCP is in the Kelsey Seybold group, you're not eligible for this program.

Top performing providers are identified using an evidence-based data and analytics program that measures physician performance based on their efficiency, appropriateness and quality compared to their peers.

You can use the “Top Performing Physician” badge to help when you choose your provider. Please consider all relevant information and consult with your Primary Care Provider when selecting a specialist.

BCBSTX makes no endorsement, representations or warranties regarding third-party vendors and the products and services offered by them.