Shopping with BCBSTX for the First Time?
- When picking a new plan, one thing you want to find out is if the doctors, dentists, hospitals, and other health care providers you use now are in the new plan’s provider “network.” A provider network is a group of health care providers that take patients who have your health plan.
- Next, decide how much you will use your benefits. If you see doctors often, you may need the broader network. If you have a serious illness, you will want to be able to see specialists who may be outside the plan’s provider network. If you are healthy and don’t see a doctor often, the smaller network may serve your needs.
- You can then choose what “level” of coverage you want – Gold, Silver or Bronze. Each level has a mix of copays, premiums, and deductibles to meet your exact needs.
- You’ll also want to see if you qualify for a tax credit. This tax credit will save you money on your monthly premium.