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If you're in danger of hurting yourself or someone else, call the National Suicide Prevention Lifeline at 1-800-273-8255, anytime.
You've been crying nonstop, and nothing makes you feel better. Or you feel nothing at all and can't muster the energy even to do simple tasks. The activites you usually enjoy feel like too much to tackle. You may have depression.
If you've been experiencing any of these signs or symptoms for two weeks or more, you could be suffering from depression:
Women might also have symptoms of depression because of hormone changes. If you're experiencing any of the above related to a condition like premenopause or menopause, it's a good idea to make an appointment with your Primary Care Provider or OB/GYN.
Most people with depression need treatment to get better. You have mental health benefits through your health plan. See the Mental Health Benefits section below for details about your mental health coverage.
You can find an in-network therapist or other mental health provider by calling a Personal Health Guide at 1-866-355-5999, 24 hours a day, seven days a week. You can also get confidential TRS Virtual Health mental health care through Teladoc®. Adults 18 and over can receive care for anxiety, depression, grief, family issues and more. Appointments must be scheduled online or through the Teladoc app.
You may need preauthorization for mental health treatment. Be sure to check before you make an appointment. Your plan includes the interactive Well onTarget® program. Through this program, you’ll find many resources about mental health, including tips for finding a provider and videos and articles about conditions like depression and anxiety.
In-Network Coverage |
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Type of Care |
Cost |
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Outpatient mental health care, serious mental illness and treatment of substance use disorder (SUD) – Office Setting |
20% coinsurance after deductible |
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Outpatient mental health care, serious mental illness and treatment of substance use disorder (SUD) – Other Outpatient services |
20% coinsurance after deductible |
|||
Inpatient mental health care, serious mental illness and treatment of substance use disorder (SUD)- Facility services |
20% coinsurance after deductible |
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Inpatient mental health care, serious mental illness and treatment of substance use disorder (SUD)- Professional services |
20% coinsurance after deductible |
|||
TRS Virtual Health powered by Teladoc |
After the deductible is satisfied, the plan pays 80%, you pay 20%. Psychiatrist, initial visit: $185; ongoing visits: $95 Psychologist, Licensed Clinical Social Worker, Counselor or Therapist: $85 |
Out-of-Network Coverage |
||||
Type of Care |
Cost |
|||
Outpatient mental health care, serious mental illness and treatment of substance use disorder (SUD) – Office Setting |
40% coinsurance after deductible |
|||
Outpatient mental health care, serious mental illness and treatment of substance use disorder (SUD) – Other Outpatient services |
40% coinsurance after deductible |
|||
Inpatient mental health care, serious mental illness and treatment of substance use disorder (SUD)- Facility services |
40% coinsurance after deductible, $500 per day maximum allowed amount |
|||
Inpatient mental health care, serious mental illness and treatment of substance use disorder (SUD)- Professional services |
40% coinsurance after deductible |