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Saving Money on Prescription Medications

Focusing on mental health is challenging enough, with so much going on in our lives. Worrying about the cost of care shouldn’t keep you from getting help. If you and your provider decide medication is a good step in your mental health treatment, here are tips on how to save money on prescriptions.

  • Choose an In-Network Pharmacy

    Prescription costs can vary widely depending on the pharmacy you choose. According to a Consumer Reports survey, the same prescription drug’s price can differ by hundreds of dollars at different pharmacies, even within the same area.

    All TRS-Care Standard plans include prescription drug benefits administered by CVS Caremark®. You can find a CVS pharmacy near you.

    Connect with a Personal Health Guide, 24 hours a day, seven days a week, at 1-866-355-5999 or through the BCBSTX App, available in the Apple App Store and Google Play Store to find an in-network pharmacy.

  • Choose a Generic Medication

    Medications taken for mental health—or any health issue—can cost you more than necessary if you don’t know to look for generic options. Generic versions are available for many popular medications. They work just like the brand-name medications and can save you money. Generics have the same active ingredients, strength, dosage and United States Food and Drug Administration (FDA) standards for safety and effectiveness.

    For any new prescriptions, ask your provider or pharmacist if there is a generic available. You can also use the Check Drug Cost Tool on the CVS Caremark site so you know how much you’ll pay ahead of time.

  • Save with Preferred Brand Drugs

    If a generic drug isn’t available, ask your doctor to prescribe a brand-name drug from the Preferred Drug List. The Preferred Drug List may offer lower-cost options.

  • Mail-order

    Using CVS Mail Order Pharmacy is a convenient, contactless way to get medications, and you may also save money. Ninety-day supplies typically cost less than 30-day supplies, and there’s no extra cost for shipping. You can also split the payments for a 90-day supply into three payments over three months. You can call CVS Caremark at 1-844-345-4577 for more information or for help setting up a payment plan.