Insurance Basics

Learning health insurance basics can help you choose your health plan and know how it works.

Types of Plans

BCBSTX offers many health plans.

Health Insurance Costs

Learn what premiums, deductibles, copayments and coinsurance are and how they work together.

Review costs

Open Enrollment Period (OEP)

You can buy a 2021 health plan November 1 – December 15.

Buy now

Health Care Terms

Look up common health care terms in our glossary.

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You May Qualify for a Subsidy

Subsidies helped 92% of new members lower their monthly bill in 2020.

If you had financial help in 2020, your subsidy may differ in 2021 if you’ve had a change in family size or income.

Individuals with Incomes Below $51,040

Couples with Incomes Below $68,960

Families of 4 with Incomes Below $104,800

  1. CMS.gov, Early 2020-2019 Effectuated Enrollment Report

Tab One Ask Question

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Ask a Sales Question

Please fill out the form below and a licensed agent will contact you to help answer your questions.

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How would you prefer to be contacted?
Please enter a question

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You must be at least 18 years old to submit a request.

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Your information has been received.

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Tab Two Request Brochure

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Request a Brochure

Please fill out the form below and we will send you information about our health insurance plans.

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Please enter a valid email address
Please enter a valid phone number

If you provide a phone number, an agent may call you to make sure that you received the information and to answer any questions that you might have.

You must be at least 18 years old to submit a request.

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There has been an error with your submission.

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Tab Three Request Agent

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Online Agent Request Form

Please fill out the form below and a Blue Cross and Blue Shield of Texas authorized agent will contact you within 1 to 2 business days. They will schedule an appointment at a time and location that is convenient for you. There is no cost or obligation for this service.

Please select the product you are interested in
Please enter a valid first name
Please enter a valid last name
Please enter a valid email address
Please enter a valid date of birth (MM/DD/YYYY)
Please enter a valid city
Please select a state
Please enter a valid zip code
Please enter a valid phone number

You must be at least 18 years old to submit a request.

*Required

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Tab Four Call Us

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Need Assistance Shopping?

Sales Questions and Additional Plan Information:
1-888-731-0406
Calls may or may not be answered inside the United States.

Monday – Friday: 8 a.m. – 8 p.m. CT
Saturday: 8 a.m. – 6 p.m. CT
Sunday: 10 a.m. – 2 p.m. CT

Customer Service:
1-888-697-0683
Calls may or may not be answered inside the United States.

Monday – Friday: 7 a.m. – 8 p.m. CT
Saturday: 8 a.m. – 5 p.m. CT
Sunday: Closed

Already a member?
Call the Customer Service number on the back of your member ID card.

New to Medicare or Need Help Shopping for a Plan?

Call us at 1-866-292-6745 TTY 711

We’re open between 8 a.m. – 8 p.m., local time, 7 days a week. If you’re calling from April 1 through September 30, alternate technologies (for example, voicemail) will be used on the weekends and holidays.

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