Coverage and Benefits

Life Insurance (for Active Employees, Dependents and Retirees)

Term Life benefits are payable in the event of death at any time from any cause, excluding suicide within 2 years of your effective date.

Life Insurance Certificate

• Life Insurance Certificate

Benefit Highlight

• Life and Accidental Death & Dismemberment Benefit Brochure for Active Employees
• Life Benefit Brochure for Retirees

Tools

• Life Insurance Needs Calculator

 

Accidental Death & Dismemberment (for Active Employees and Dependents)

Accidental Death & Dismemberment provides coverage for accidental death, loss of limbs, eyesight, speech or hearing.

Accidental Death & Dismemberment Certificate

• Accidental Death & Dismemberment Certificate

Benefit Highlight

• Life and Accidental Death & Dismemberment Benefit Brochure

 

Short-Term Disability (for Active Employees)

Short-Term Disability provides temporary limited income protection for employees who are unable to perform their work duties due to a disability caused by an injury, sickness, or pregnancy. Short-Term Disability coverage allows the employee's family to continue meeting their short term financial obligations while the employee is unable to work.

Short-Term Disability Certificate

• Short-Term Disability Certificate

Benefit Highlight

• Short-Term Disability Benefit Brochure
• Integrated Medical/Disability Flyer

 

Long-Term Disability (for Active Employees)

Long-Term Disability provides income protection for employees who are unable to perform their work duties due to a disability caused by an injury or sickness. Long-Term Disability coverage allows the employee's family to continue meeting their financial obligations while the employee is unable to work.

Long-Term Disability Certificate

• Long-Term Disability Certificate

Benefit Highlight

• Long-Term Disability Benefit Brochure
• Integrated Medical/Disability Flyer