Coverage and Benefits

Our benefits are designed to give you and your family financial security during unforeseen and trying times. This site is also designed with you in mind, helping you quickly find the resources you need to manage your benefits. If you are unable to find what you need, or for additional questions, please contact us.

Life Insurance (for Active Employees, Dependents and Retirees)

Term Life benefits are payable in the event of death at any time from any cause, excluding suicide within 2 years of your effective date.

Life Insurance Certificate

Benefit Highlight

 

Accidental Death & Dismemberment (for Active Employees and Dependents)

Accidental Death & Dismemberment provides coverage for accidental death, loss of limbs, eyesight, speech or hearing.

Accidental Death & Dismemberment Certificate

Benefit Highlight

 

Short-Term Disability (for Active Employees)

Short-Term Disability provides temporary limited income protection for employees who are unable to perform their work duties due to a disability caused by an injury, sickness, or pregnancy. Short-Term Disability coverage allows the employee's family to continue meeting their short term financial obligations while the employee is unable to work.

Short-Term Disability Certificate

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Long-Term Disability (for Active Employees)

Long-Term Disability provides income protection for employees who are unable to perform their work duties due to a disability caused by an injury or sickness. Long-Term Disability coverage allows the employee's family to continue meeting their financial obligations while the employee is unable to work.

Long-Term Disability Certificate

Benefit Highlight

Life, AD&D and Disability products issued by Dearborn Life Insurance Company, 701 E. 22nd St. Suite 300, Lombard, IL 60148. Blue Cross and Blue Shield of Texas is the trade name of Dearborn Life Insurance Company, an independent licensee of the Blue Cross and Blue Shield Association. BLUE CROSS®, BLUE SHIELD® and the Cross and Shield Symbols are registered service marks of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield Plans.