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  Evidence of Insurability (EOI)

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What is EOI?

Why is EOI used?

When is EOI required?

Where can I obtain an EOI application?

What are underwriting guidelines?

How are underwriting guidelines used?

What does initial period of eligibility mean?

What is the time frame for processing my EOI application?

Who should I contact for underwriting questions or the status of my EOI application?

Who is responsible for obtaining medical records, when requested, and payment of any associated fee?

Why do you sometimes return my EOI application to me?

If I complete an EOI application during Summer Enrollment, when will my insurance coverage become effective?

What is the appeal process if I am denied coverage through EOI?


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