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Is one of your New Year's resolutions to be healthier? Well, the Affordable Care Act is making it easier to stick to your resolution this year. New health insurance plans cover most preventive services with no added cost to you. That means you can visit your doctor for your yearly physical exam and get the preventive screenings you need without having to pay anything additional out of pocket, so long as he or she is in your health plan's network.
By seeing your doctor for a wellness exam or screenings, you can often identify health problems early, when your chances for treatment and cure are better. And now that these services are covered by all new health plans, it's just that much easier to stay healthy in 2014.
Here are some of the preventive tests and screenings that will be covered by your health insurance plan*:
All Adults
Women
This is not a whole list of preventive tests that will be covered by your health care plan. Talk with your doctor openly and honestly if you have any other health concerns, and ask him or her which tests are right for you.
*You may have to pay all or part of the cost for preventive services if your insurance plan is grandfathered, meaning the plan existed on or before March 23, 2010.
Also, your plan may require you to only see doctors within their network. This means that you will only be able to get preventive services with no added costs when you visit a network doctor.
Sources: HealthCare.gov, U.S. Department of Health & Human Services, Centers for Disease Control & Prevention