Short-Term Health Insurance
Basic Coverage for 1-11 Months
Short-term health insurance (also called temporary health insurance) can give you peace of mind while you look for a new job. It’s a low-cost option that can start within 24 hours after buying.
If you’re in between jobs or your new coverage doesn’t start until 2014, short-term health insurance is an affordable way to stay covered until you enroll in a longer-term plan. Even if you and your family are active and have few health issues, temporary insurance shields you from paying the full cost of treating an unexpected injury or illness.
Short-Term Health Insurance Eligibility
- Texas residents ages 60 days to 65 years old
- Non-expectant parents
- Unmarried children ages 60 days old and under 25 years old
- U.S. citizens or non-U.S. citizens living in the United States for at least two years (a copy of your Alien Registration Receipt Card must be sent in when you apply)
Compare Your Options
|Short-Term Health Insurance Plans||Longer-Term Health Insurance Plans||COBRA|
|Coverage length||1-11 months||12+ months||Up to 18 months (or 36 months in rare cases)|
|Coverage level||Basic||Major||See your COBRA notice2|
|Option to buy dental coverage||No||Yes||See your COBRA notice2|
|Preventive care||No||Yes||See your COBRA notice2|
|Prescription drug program||Yes (limited)1||Yes||See your COBRA notice2|
1See short-term insurance plan details for prescription drug program limits.
2The COBRA plan column shows information that’s typical of COBRA plans. Your COBRA notice will list the benefits you had with that coverage.
If you’re ready to view pricing or buy short-term health insurance from Blue Cross and Blue Shield of Texas, start shopping now or call 888-909-9987.
You don't have to stop refilling your prescriptions when your group health plan ends. Short-term health insurance includes prescription benefits that can help lower your out-of-pocket costs.
for Blue Cross and Blue Shield of Texas plans
Job Change Tips
for the unemployed
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