PPO Select BasicSM
Health Coverage That Fits Your Life
Blue Cross and Blue Shield of Texas knows that many Texans face the worry and concern of being uninsured. Which is why we’ve responded with PPO Select Basic, an individual health plan that offers you peace of mind with flexible, affordable coverage options. Whether you’re single, married with a family or self-employed, PPO Select Basic is the cost effective answer to your individual health coverage needs.
You’ll also feel good knowing that your coverage is backed by the reputation and trust that Blue Cross and Blue Shield of Texas is recognized for. That’s because we’ve been providing health care coverage to Texans for more than 60 years, delivering quality products, health care programs and customer service that continue to set the standard within the health insurance industry.
Accessible and Affordable
Recent state legislation allows us to remove certain health coverage mandates so that we can offer PPO Select Basic as a basic plan with lower premiums to a wider spectrum of the uninsured population. Premiums are based on plan option, age, sex, geographic location and number of family members to be covered.
PPO Select Basic offers you four plan options that work for your individual situation and budget. And since you have several deductibles to choose from, you can do even more to control the cost of your monthly health insurance premium. Simply choose a higher deductible and you can lower your monthly premium. Your initial rates are guaranteed for six months, unless a member enters a new age bracket due to a birthday, or a change in residence results in a different rate. And as a PPO Select Basic plan member, you can help control your health care costs even further when you select physicians or hospitals from our expansive BlueChoice network.
Plan Highlights
PPO Select Basic Provides:
- $5,000,000 lifetime maximum benefit per person
- Inpatient hospital benefits and professional care
- Outpatient professional care (including office visits, X-rays, lab and diagnostic services)
- 24-Hour, worldwide emergency care
- Well-child care, routine physical, vision and hearing (subject to deductible)
- Immunization benefits (through age 7)
- Human organ and tissue transplant benefits ($300,000 lifetime maximum)
- Office visits and emergency room visits subject to deductible and coinsurance
- Home health care, hospice and skilled nursing benefits (subject to limitations)
- Age banded rates for child only coverage
- Access to one of the largest provider networks in the state, BlueChoice
- Security of one of the most widely recognized insurance cards – Blue Cross and Blue Shield of Texas
- Three-tier pricing prescription drug plan (Prescription Drug Card )
- BlueCard program
- Preventive Care – Up to maximum of $300 per person per calendar year, subject to deductible and coinsurance. This added feature allows you to receive negotiated provider discounts (when using In-Network providers) for allowable preventive care services up to the $300 annual maximum.
