General Benefits

SelecTEMP Preferred Provider Health Insurance Plan (PPO) pays 80 percent and the policyholder pays 20 percent of eligible expenses after the deductible has been met.

SelecTEMP Preferred Provider Health Insurance Plan (PPO) pays 60 percent and the policyholder pays 40 percent of eligible expenses after the deductible has been met.

Physician office visits are subject to deductible and coinsurance.

Physician office visits are subject to deductible and coinsurance.

Network providers will pre-authorize medical care.

Policyholders must pre-authorize hospital admissions and certain services.

There are usually no claim forms
to file.

Emergency room visits within 48 hours of accident are subject to deductible, copay and coinsurance — 80/20.

Policyholder may have to submit claims for reimbursement.

Emergency room visits within 48 hours of accident are subject to deductible, copay and coinsurance — 80/20.