General Benefits
In-Network Benefits |
Out-Of-Network Benefits |
|---|---|
Preferred Provider Health Insurance Plan (PPO) Select® Saver Series III pays 75 percent and policyholder pays 25 percent of covered expenses after the deductible has been met. |
Preferred Provider Health Insurance Plan (PPO) Select® Saver Series III pays 60 percent and the policyholder pays 40 percent of covered expenses after the deductible has been met. |
All physician office visits will be subject to deductible and coinsurance. |
All physician office visits will be subject to deductible and coinsurance. |
Network providers will precertify medical care. |
Policyholders must precertify hospital admissions and certain services. |
There are usually no claim forms |
Policyholders may have to submit claims for reimbursement. |
Emergency room visits within 24 hours of accident subject to deductible and coinsurance - 75/25. |
Emergency room visits within 24 hours of accident subject to deductible and coinsurance - 75/25. |