If you currently have an individual health insurance plan, how the Affordable Care Act affects you will depend on:
Which of the following applies to you?
If you choose to shop for a new 2014 plan, start shopping now or learn more below before you begin:
There are new insurance plans to choose from, and the government may help you pay for your coverage with a premium tax credit and cost-sharing assistance, if you qualify. These changes are meant to help you find a plan that best fits your needs and your budget.
The cost of your coverage will depend on many factors, including:
Depending on your income, family size and the health insurance plan you choose, you may qualify for financial assistance to help pay for your health insurance and other medical expenses.
You may also qualify for cost-sharing assistance that will help lower out-of-pocket expenses like deductibles and co-payments.
All new health insurance plans now include what the government calls "essential health benefits." These benefits cover emergency services, hospitalization, prescription drugs and more.
These benefits also include preventive services specifically for women, such as:
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