If you don't have health insurance right now, it might be because of a number of reasons. Maybe you've had problems getting coverage due to an existing health problem or you haven't been able to pay for it. And while many people can get health insurance through their jobs, not all offer it.
But the new health care law is changing things. You're now able to buy some form of health insurance and you might even qualify for financial assistance to help you pay for it.
There are new insurance plans to choose from, and the government may help you pay for your coverage with a premium tax credit and cost-sharing assistance, if you qualify. These changes are meant to help you find a plan that best fits your needs and your budget.
The cost of your health coverage will depend on many factors, including:
Depending on your income, family size and the health insurance plan you choose, you may qualify for financial assistance to help you pay for your insurance and other medical expenses.
You may also qualify for cost-sharing assistance that will help lower out-of-pocket expenses like deductibles and co-payments.
All new health insurance plans now include what the government calls "essential health benefits." These benefits will cover emergency services, hospitalization, prescription drugs and more.
These benefits also include preventive services specifically for women, such as:
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