January 1, 2014
Is one of your goals for the new year to be more proactive about your health? If so, the Affordable Care Act is making it easier to stick to your resolution this year. New health insurance plans cover most preventive care services with no added cost to you. That means you can visit your doctor for your yearly physical exam and get the preventive care screenings you need without having to pay anything additional out of pocket, so long as he or she is in your health plan's network.
Going in to see your doctor for a wellness exam or preventive screenings is one of the best ways to manage your health. Preventive care often leads to identifying health problems early, when your chances for treatment and cure are better. And now that these services are covered by all new health plans, it's just that much easier to stay healthy in 2014.
Here are some of the preventive care tests and screenings that will be covered by your health insurance plan* under the new health care law:
This is not a complete list of preventive care tests that will be covered by your health care plan. Talk with your doctor openly and honestly if you have any other health concerns, and ask him or her which tests are right for you.
* You may have to pay all or part of the cost for preventive care services if your insurance plan is grandfathered, meaning the plan existed on or before March 23, 2010.
Also, your plan may require you to only see doctors within their network. This means that you will only be able to get preventive care services with no added costs when you visit a network doctor.
Sources: HealthCare.gov, U.S. Department of Health & Human Services, Centers for Disease Control & Prevention
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