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BlueEdgeSM Individual HSA



Health Savings Account Compatible Insurance Plans
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BlueEdgeSM Individual HSA Plan Comparison Chart

This chart is a representation of Network benefits. Please refer to the Outline of Coverage for Out-of-Network benefits

Benefit HighlightBlueEdgeSM Individual HSA (75/60)BlueEdgeSM Individual HSA (90/70)BlueEdgeSM Individual HSA (100/100)
Participating Provider BlueChoice® or BlueCard®
Individual Deductible  
$1,250  
$1,750  
$2,500  
$3,500    
$5,000    
Individual Out of Pocket Expense Limit $3000 $3000 Equal to deductible amount selected
Preventive Care 100% of Allowable Amount (no Deductible) 100% of Allowable Amount (no Deductible) 100% of Allowable Amount (no Deductible)
Childhood Immunizations 100% to 6 years of age 100% to 6 years of age 100% to 6 years of age
Coinsurance Plan pays 75% of allowable amount and member pays 25% Plan pays 90% of allowable amount and member pays 10% Plan pays 100% of allowable amount and member pays 0%
Optional Dental Coverage Deductible $50 $50 $50
Prescription Drugs Medical deductible plus copay: $10 generic, $50 preferred, $65 non-preferred Medical deductible plus copay: $10 generic, $50 preferred, $65 non-preferred 100% after medical deductible
Prescription Drug Deductible None None None
Prescription Drug Utilization/ Benefit Management Programs Member Pay the Difference: When choosing a brand name drug over an available generic equivalent, you pay your usual share plus the difference in cost.

For policies with effective dates on or after 3/1/2012:
Dispensing Limits: Benefits include coverage limits on certain quantities of medications.
Specialty Pharmacy Program: To be eligible for maximum benefits, specialty medications must be obtained through the preferred Specialty Pharmacy Provider.
View the Specialty Pharmacy Program List  which includes a reminder about coverage for self-administered specialty medications.
Prior Authorization/Step Therapy Requirements: Before receiving coverage.
  Outline of Coverage  Outline of Coverage  Outline of Coverage